Home › Calculators › How much can I afford? Buying power calculator

How much can I afford?

Find an indicative maximum price based on your income and savings.

Your details

Net monthly income (€)

Add up the income of all the owners.

Current monthly debt payments (€)

Loans, cards, etc.

Available savings (€)

Term (years)

Annual interest rate (%)

Borrowing limit (%)

Common reference: around 35% of your income.

Result

It assumes financing of up to 80% of the value and purchase costs of roughly 12% of the price. Each bank applies its own criteria: the figure is a reference, not an offer.

Indicative results: they are not tax, financial or legal advice. The calculations are made in your browser and are not sent to any server.

Shall we go over your numbers together?

Leave me your details and I'll suggest options that fit. The result of your calculation will be attached.

Name

Phone

Email address

Message

Basic information about your data: The controller is Mihael Zanjkovic, who will use your data only to answer your enquiry, with your consent. Your message will be sent by WhatsApp or email, as you choose, and will not be shared with third parties except where required by law. You can manage your rights (access, erasure, etc.) by writing to mihael.zanjkovic@safti.es. More details in the privacy policy (in Spanish).

Prefer email? Write to me at mihael.zanjkovic@safti.es.

Other calculators

Mortgage calculator

Work out your monthly payment and the total cost of the mortgage.

Calculate →

Calculator for the costs of buying in Catalonia

Work out the taxes and costs of your purchase in Catalonia (ITP in bands, VAT and AJD).

Calculate →