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Mihael ZanjkovicAsesor Inmobiliario - Real Estate Agent
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Property Blog

Clear guides to buying, selling and investing in Girona, the Costa Brava and Catalonia.

Buying

Costs of Buying Property in Catalonia: ITP, AJD, Notary

Which taxes and fees you pay when buying a home in Catalonia, resale or new build, and how to work them out before you sign.

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Selling

Documents You Need to Sell Your Home in Catalonia

The usual list of documents needed to sell a property in Catalonia: title deed, land registry extract, energy certificate, habitability certificate and more.

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Financing

Mortgage Payment in Spain: How Much Can You Borrow?

Learn how to estimate a monthly mortgage payment and what share of your income to stay under, with a free calculator to try.

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Costa Brava

Selling Property on the Costa Brava: Complete 2026 Guide

The definitive 2026 guide for owners selling property on the Costa Brava — pricing, timing, taxes, foreign demand, and the post-2020 market shifts every seller should understand before listing.

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Costs & paperwork

Costs, Fees & Paperwork to Sell Your Spanish Property — 2026 Checklist

Every euro of seller-side friction on a Spanish property sale in 2026: agency fees, energy certificate, cédula, plusvalía, mortgage cancellation, lawyer, gestoría, FX spread, and the 12-week paperwork timeline that lets you list cleanly.

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Taxes

Spanish Capital Gains Tax & Plusvalía Municipal — 2026 Non-Resident Seller Guide

A line-by-line 2026 guide to Spain's two seller taxes for non-residents: how capital gains tax is calculated under IRNR, how plusvalía works after the 2021 reform, double tax treaty credits, and the legitimate optimisation levers that actually move the bill.

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Non-resident sellers

Selling Property in Spain as a Non-Resident — 2026 Guide

The 2026 reference for foreign owners selling Spanish property: the 3% retention, IRNR capital gains, Modelo 210, plusvalía, power of attorney, banking and cross-border tax — explained end to end.

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